End-to-End Support for Japanese Pension Lump-sum Withdrawals and Income Tax Refunds — Already Chosen by Countless Clients at TaxGo

"For lump-sum withdrawals and income tax refunds, trust us — proven by our track record."

To claim the 20% income tax withheld from your lump-sum withdrawal, you are legally required to designate a resident 'Tax Agent' in Japan. With our experience handling countless applications, we process everything quickly and accurately — ensuring not a single yen of what you're owed goes unclaimed.

What is the Lump-sum Withdrawal?

A Right That Expires in 2 Years — Don't Miss It

The Employees' Pension (Kosei Nenkin) and National Pension (Kokumin Nenkin) contributions you paid while working in Japan can be refunded after leaving, provided you meet the eligibility conditions. However, applications are only accepted within 2 years of your departure date — the longer you wait, the more likely you are to lose this right entirely. Communicating directly with Japanese government offices from abroad while preparing the required documents is far from simple. For a fast and reliable refund, using a local agent in Japan is the safest choice.

Eligibility Requirements

Paid pension contributions for at least 6 months

Paid pension contributions for less than 10 years

Within 2 years of leaving Japan

Do not possess Japanese citizenship

No longer have a registered address in Japan

Lump-Sum Withdrawal Calculator

Total Lump-sum Withdrawal (Pre-tax)
¥0
Withholding Tax (20.42%)
-¥0
Total Amount You'll Receive
Lump-sum Net Amount
¥0
+
Potential Tax Refund
¥0

100% Income Tax Refund

Without a Tax Agent, You Lose 20.42% Forever

When receiving the Employees' Pension Lump-sum Withdrawal, 20.42% is withheld as income tax upfront. This tax can only be refunded by appointing a 'Tax Agent' (Nouzei Kanrinin) residing in Japan — without one, the withheld amount goes directly to the Japanese treasury and cannot be recovered. We handle everything in one stop: appointing your Tax Agent, filing the lump-sum withdrawal claim, and completing the income tax refund. Don't spend your time navigating complex procedures — trust our proven track record to get every yen back for you.

Process Timeline

Applicant Steps
1

Submit Google Form

Fill out and submit the application via Google Form

2

Prepare Documents

Gather and prepare the required documents as instructed

TaxGo Handles
3

Document Receipt

After receiving your documents, we will notify you of the submission details

4

Lump-Sum Withdrawal Processing (Japan Pension Service)

Processing takes 4+ months. We will notify you when the application is filed and when processing is complete

5

Lump-Sum Payment Transfer

Before the transfer, we will notify you of the Lump-Sum Payment Decision Notice

6

Income Tax Refund Processing (Tax Office)

Tax refund processing takes 2+ months. We will notify you when the application is received and when processing is complete at the tax office.

7

Tax Refund Transfer

Before the refund transfer, we will inform you of the transfer details (after deducting our service fee)

8

Service Completion

The service is complete once you confirm receipt of the refund

Contact Us Today

Once 2 years have passed since leaving Japan, applying for the lump-sum withdrawal becomes impossible. Leave the complex procedures to us. Feel free to reach out for a consultation first.

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